MCCA BENEFITS
All About Your
2026 Benefits
Open Enrollment has ended,
HR approval required for submissions.
Welcome to your 2026 Benefit Elections!
MCCA is committed to offering benefit options that are robust, affordable, and thoughtfully designed to meet the needs of you and your family. We’ve taken great care in selecting plans that not only provide comprehensive coverage, but also meet affordability standards under the Affordable Care Act (ACA).
Please take a few moments to review the information provided, compare your options, and make the choices that best support your health and well-being for the year ahead.
WAIVING BENEFITS? If you are waiving medical benefits, you are required to complete the waiver within in this portal. Additionally, please update or add your beneficiary information for the Basic Life benefit that MCCA is providing. Click GO! to complete these items.
MCCA BENEFITS
OPEN ENROLLMENT MEETING
- 11/21/25 Recording -
MEDICAL
For 2026, MCCA is offering three UnitedHealthcare medical plans, including the Surest option, an exciting new approach to healthcare with no deductible and simple, upfront copays.
All medical plans use UnitedHealthcare’s extensive national network, the largest in the country, giving you broad access to top physicians and facilities.
Please take a moment to explore the plan materials and watch the short Surest videos to see how this modern, copay-based model may benefit you and your family.
Introducing UHC Surest
The NO Deductible, Copay Only Plan
Intro to the Surest Plan
Real Stories From Real People
Say Hello to Surest
Surest | Value-based Copays
Medical Benefit Summaries
Employee Bi-weekly Contributions (26 Pay Periods)
UHC Traditional
Employee: $160.00
Employee + Spouse: $320.00
Employee + Child(ren): $270.00
Employee + Family: $340.00
UHC Surest
Employee: $139.46
Employee + Spouse: $276.87
Employee + Child(ren): $230.98
Employee + Family: $278.39
UHC HSA
Employee: $100.00
Employee + Spouse: $195.00
Employee + Child(ren): $185.00
Employee + Family: $255.00
Funding
HSA
$ 36.13 +
$. 76.87 +
$ 97.66 +
$203.39 +
EE:
EE + SP:
EE + CH:
EE + FAM:
Funding
EE Premium Share
$ 63.87
$118.13
$ 87.35
$ 51.61
DENTAL & VISION
To make your benefits easier and more convenient to manage, both the dental and vision plans are now offered through UnitedHealthcare. This allows you to access your dental and vision coverage directly within the UnitedHealthcare or Surest app, where you can find digital ID cards, plan details, and provider search tools, all in one convenient location
Dental & Vision Benefit Summaries
Employee Bi-weekly Contributions (26 Pay Periods)
UnitedHealthcare Dental
Employee: $7.84
Employee + Spouse: $14.94
Employee + Child(ren): $17.48
Employee + Family: $20.39
UnitedHealthcare Vision
Employee: $3.53
Employee + Spouse: $6.79
Employee + Child(ren): $7.46
Employee + Family: $11.52
LIFE
MCCA is continuing its Life and AD&D coverage with Principal, providing every employee with valuable protection at no cost. This year, additional coverage for spouses and dependent children is available, giving families the option to enhance their overall financial security.
Basic Life & Voluntary Life Summaries
BASIC LIFE For all benefit-eligible employees, your employer is providing you with 150% of your base annual earnings (annual salary) up to a maximum of $150,000 of life insurance at no cost to you.
VOLUNTARY LIFE Additionally, you may elect Voluntary Life/AD&D Insurance up to a guaranteed maximum benefit up to $150,000 (with NO evidence of insurability) and a maximum benefit of $500,000 (WITH evidence of insurability application).
IMPORTANT Visit Voluntary Life page to see important details and pricing.